Government money
for your child's education

Your child's higher education is important to you, but you may not know how you'll be able to afford it. Start your child’s education savings with free money from the Government of Canada. Apply for the Canada Learning Bond. If your child was born January 1, 2004 or after, and you qualify for the National Child Benefit Supplement, you could get your child up to $2,000.

The Canada Learning Bond is a contribution that's paid right into an eligible child's Registered Education Savings Plan (RESP), even if you don't contribute any money yourself.

SmartSAVER makes it easier for you to learn about RESPs and to get the Canada Learning Bond. We’ve teamed up with RESP providers across Canada that will help you get an RESP started with $0: no enrolment fee, no annual fee and no contribution required.

When you’re ready, use our online application, Start My RESP, and apply for the Canada Learning Bond.